Expert Home Loan & Business Finance Broker in Sydney
Secure your ideal Home Loan (owner-occupier or investment), Refinance, or Commercial Funding with 20+ years of expert banking & finance experience.

Secure your ideal Home Loan (owner-occupier or investment), Refinance, or Commercial Funding with 20+ years of expert banking & finance experience.

We offer bespoke Finance Broking services for individuals and businesses across Australia to support you to achieve your goals and objectives, partnering with you for the long term.

Purchase or Refinance
Expert assistance with new Home Purchase and Refinance to secure your ideal solution. From your 1st home to investment properties.

Strategic advice on Reverse Mortgages for homeowners 55+ to 60+ to access equity and improve cash flow in retirement.

Tailored Commercial Loans for purchasing, developing, or refinancing assets like warehouses, retail spaces, and office suites across Australia.

Flexible Working Capital solutions, lines of credit, and short or long term business funding to manage cashflow and seize growth opportunities.

Simple and competitive Asset Finance solutions for vehicles, equipments, and machineries.
We take time to compare Home Loan and Commercial Finance products over 50 panel lenders to find you your ideal funding solution.

















Don’t do it yourself. Talk to us, your experienced Finance Broker partner, who has the experience, drive and commitment to comb through a panel of lenders to find you your ideal funding solution.
Extensive experience at major Australian banks (Westpac, NAB & ANZ) in Business Banking and Home Loan Manager roles. We have the knowledge and capabilities, together with the patience, to structure and understand complex organisations and/or loan structures.
Focus on long-term client relationships and delivering a memorable experience for clients.
Holding a Master of Commerce (UNSW), FBAA membership, and a Credit Representative license (ACR No. 572853). Expertise you can rely on.
Regional Award holder for Net Promoter Score (NPS) based on clients' surveys at a major Australia Bank. This ensures delivery of quality service and support for our clients.
Principal Finance Broker, Home & Business Finance Pty Ltd
Brenda is the Principal Finance Broker and founder of Home & Business Finance, bringing over 20 years of expert banking experience from major Australian institutions, including high-level roles at BNP Paribas, Westpac, NAB, and ANZ. She specializes in structuring complex deals across the full spectrum of loan products, including Home Loans, Business Finance, Trade Finance, and Asset Finance.
As a highly qualified professional, Brenda holds a Master of Commerce (UNSW) and a Diploma of Finance & Mortgage Broking Management. She is a Credit Representative (ACR No. 572853) under Finsure and an FBAA Member, ensuring she delivers the best possible outcome for your mortgage and commercial lending needs.
Her commitment to service is proven by a Regional Award for Net Promotor Score (NPS).

To be a responsive, committed and accountable Finance Broker who spends time to understand and listen to clients' preferences, goals and objectives as well as spend time and effort to locate the ideal lenders and right products to meet clients' requirements and expectations.
To be recognised as a trusted, reliable, helpful and knowledgeable Finance Broker in Australia, providing exceptional client experience and ideal outcomes for clients.
We offer a full spectrum of finance products including Residential Mortgages (purchases and refinances), Commercial Property Loans, Business Working Capital, and Asset Finance. We also specialize in complex financing like SMSF property loans and schemes for First Home Buyers.
Yes. As an experienced Finance Broker, we access a large panel of lenders, including major banks and specialist non-bank lenders. We handle the entire comparison process to find the most competitive interest rates and loan terms for your needs.
For most Home Loan products, our service is fee-free as we receive a commission from the chosen lender. Fees may apply for certain complex commercial loans or specialist products, which we will always discuss upfront.
The timeline varies. We use our 20+ years of banking experience to prepare your application perfectly, often speeding up the process. Simple home loan pre-approvals can be secured in days, while complex commercial lending may take longer.
Yes, although we are based in Sydney, we proudly provide expert Mortgage Broker and Business Finance services to clients across all of Australia. Consultations can be conducted online or via phone.
Let’s Get In Touch
Wish to have a conversation how to improve your finance or working capital, assist with specific funding requirements or review your current finance position, please reach out to us today.

Home & Business Finance is your expert Mortgage Broker and Finance Adviser specializing in Home Loans, Refinance, Commercial Property Lending, and Asset Finance across Australia.
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