Expert Home Loan & Business Finance Broker in Sydney

Secure your ideal Home Loan (owner-occupier or investment), Refinance, or Commercial Funding with 20+ years of expert banking & finance experience.

Comprehensive Finance Solutions

We offer bespoke Finance Broking services for individuals and businesses across Australia to support you to achieve your goals and objectives, partnering with you for the long term.

Residential Mortgage

Purchase or Refinance

Expert assistance with new Home Purchase and Refinance to secure your ideal solution. From your 1st home to investment properties.

Reverse Mortgage

Strategic advice on Reverse Mortgages for homeowners 55+ to 60+ to access equity and improve cash flow in retirement.

Commercial Property Lending

Tailored Commercial Loans for purchasing, developing, or refinancing assets like warehouses, retail spaces, and office suites across Australia.

Business Working Capital

Flexible Working Capital solutions, lines of credit, and short or long term business funding to manage cashflow and seize growth opportunities.

Asset Finance

Simple and competitive Asset Finance solutions for vehicles, equipments, and machineries.

Some of Our Extensive Panel Lenders

We take time to compare Home Loan and Commercial Finance products over 50 panel lenders to find you your ideal funding solution.

Why Choose Us

Don’t do it yourself. Talk to us, your experienced Finance Broker partner, who has the experience, drive and commitment to comb through a panel of lenders to find you your ideal funding solution.

20+ years banking & finance experience

Extensive experience at major Australian banks (Westpac, NAB & ANZ) in Business Banking and Home Loan Manager roles. We have the knowledge and capabilities, together with the patience, to structure and understand complex organisations and/or loan structures.

Relationship oriented (Care factor)

Focus on long-term client relationships and delivering a memorable experience for clients.

Qualified & trusted adviser

Holding a Master of Commerce (UNSW), FBAA membership, and a Credit Representative license (ACR No. 572853). Expertise you can rely on.

Award-winning client service

Regional Award holder for Net Promoter Score (NPS) based on clients' surveys at a major Australia Bank. This ensures delivery of quality service and support for our clients.

Meet Brenda Chung

Principal Finance Broker, Home & Business Finance Pty Ltd

Brenda is the Principal Finance Broker and founder of Home & Business Finance, bringing over 20 years of expert banking experience from major Australian institutions, including high-level roles at BNP Paribas, Westpac, NAB, and ANZ. She specializes in structuring complex deals across the full spectrum of loan products, including Home Loans, Business Finance, Trade Finance, and Asset Finance.

As a highly qualified professional, Brenda holds a Master of Commerce (UNSW) and a Diploma of Finance & Mortgage Broking Management. She is a Credit Representative (ACR No. 572853) under Finsure and an FBAA Member, ensuring she delivers the best possible outcome for your mortgage and commercial lending needs.

Her commitment to service is proven by a Regional Award for Net Promotor Score (NPS).

Mission

To be a responsive, committed and accountable Finance Broker who spends time to understand and listen to clients' preferences, goals and objectives as well as spend time and effort to locate the ideal lenders and right products to meet clients' requirements and expectations.

Vision

To be recognised as a trusted, reliable, helpful and knowledgeable Finance Broker in Australia, providing exceptional client experience and ideal outcomes for clients.

FAQs

Let’s Get In Touch

Contact Us

Wish to have a conversation how to improve your finance or working capital, assist with specific funding requirements or review your current finance position, please reach out to us today.

WhatsApp

Home & Business Finance is your expert Mortgage Broker and Finance Adviser specializing in Home Loans, Refinance, Commercial Property Lending, and Asset Finance across Australia.

Home & Business Finance Pty. Ltd. | ABN 77 690 746 706

Credit Representative Number 572853 of Australian Credit License Number 384704.

Member of the Finance Brokers Association of Australia Limited (FBAA).

Connect with us

© 2025 All rights reserved.